Accounts

Share Savings

Horizon Credit Union Share Savings accounts are your basic membership account. Save your money with this account and see the dividends.

Share Savings

Club Accounts

Our Club Accounts allow you to save your funds for the holidays or for that vacation you have been waiting to take. Start savings and stop waiting.

Club Accounts

Share Draft Checking

We have a checking account to fit your needs and lifestyle.

Share Draft Checking

Debit Cards

Our objective is to provide share draft members easy access to funds using the debit card as a check or as an ATM card and to give the members a wider acceptance from merchants.

Debit Cards

Share Certificates (CDs)

Horizon Credit Union offers Certificates of Deposit that provide a higher rate of return on your savings funds. Learn about what we offer.

Share Certificates

Business Accounts

HCU provides a variety of business and organization accounts.

Business Accounts

Dividends

Dividends are calculated using the average daily balance method.  Dividends are paid on the last day of each month.  Dividend checks may be mailed to the member if a request is made in writing.  To earn the annual percentage yield disclosed, you must maintain an average daily balance of $100 in your account for the dividend period.

NCUA Insurance

Is my money SAFE? Absolutely! Credit Unions are chartered under either federal or state law.  Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.  State chartered credit unions are regulated by their state credit union department.  NCUA administers the federal insurance fund (NCUSIF), which covers all federal credit unions and most state chartered credit unions. 

Each member’s savings are insured to the full legal limit of $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) and that limitation applies to the total of a person’s funds in regular shares, share certificates, and share draft accounts.  There is no safer place for your money.