An open line of credit may be granted for a maximum amount of $5000. The length of time of repayment of a loan secured by signature only is limited to a maximum of 60 months. Once the initial application is approved, loan advances can be taken over a two year time period. This is a very convenient and fast way to get advances. Our signature loans can help in areas such as bill consolidation, home improvements, medical bills and college expenses. If the purpose of this loan is to consolidate bills, checks may be made payable directly to the creditor.