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The Horizon Credit Union works hard to make sure your transactions are as convenient as possible for you.  Our services provide the following:


Direct Deposit

Direct deposit allows everyone to have their entire payroll check, retirement check, Social Security or other government check deposited directly into the credit union so that they can start earning dividends as soon as possible.  Cafeteria Plan reimbursements can also be conveniently deposited into your savings account.  Give us a call and we will help you take care of the details.


Debit Card/ ATM Card

Apply for your District 2 debit cardOur debit card program is now available to all qualifying checking account members!  Our objective is to provide share draft members easy access to funds using the debit card as a check or as an ATM card and to give the members a wider acceptance from merchants.  The following qualifications must be met:

  • Member must have a Horizon Credit Union share draft account.

  • Members that are less than 18 years of age will be considered on an individual basis.  Any applicant under 18 must have a parent or a legal guardian sign as joint on the account.

  • Member must be in good standing with the Credit Union.

  • Member will be assigned a PIN.

  • Members must have one of two types of share draft protection.
    Members are expected to maintain an accurate record of their transactions and to reconcile their statements in a timely manner, reporting any discrepancies.


Horizon On Line Services

You can have 24/7 access to your savings and checking account balances through our online internet services.  You can reconcile your checking account and transfer money between your credit union accounts.  You can even transfer money to make your credit union loan payments.  Make the most of your time with our secure online internet access.  Available any time, any place.

On-Line Bill Pay Services

Online bill pay is a convenient way for you to pay all your bills from one secure website.  Just imagine no more handwritten checks, envelopes, or stamps.  It’s as simple as visiting our website, logging into your bill pay account, and paying your bills at your convenience.  It’s quick, easy and hassle free.  To get started, sign into your online banking account and select “Bill Pay” from the tool bar to begin.

Audio Voice Response Unit

Voice Response for busy peopleThanks to our Audio Voice Response Unit, “Horizon by Phone”, you can have 24 hour access to all of your account and loan balances toll free!  You will need to call the office to have the staff set up a personal identification number (PIN) on your account.  You can find out what your current savings balance is and even request a share withdrawal to be issued.  You can transfer money from your savings to your checking and also transfer loan payments.  You can listen to see what checks have cleared on your checking account, see what deposits have been posted or check loan balances and loan payoff amounts.  The toll free number is 1-866-825-5232.

Night Deposit/ After Hours Payment Drop-off

We have a night depository located at our credit union office at 310 North Missouri Street for after hours and weekend usage.  It is on the east side of the building.

Wire Transfer

The credit union can help you wire funds to or receive funds from other financial institutions.

The following is information you will need to wire funds to another financial institution:

  • Your name, address, home phone number, account number and dollar amount of wire.
  • Name of financial institution the wire is going to, address and routing number of that institution.
  • If there is a correspondent bank you will need that information - name, address, ABA number.
  • Name on the account wire is going to, account number, and address.

The following is information you will need to receive a wire from another institution:

  • Wire to - Millennium Corporate Credit Union, Wichita, KS - ABA# 301180111
  • Further credit – Horizon Credit Union - ABA# 281581047
  • Final credit - Member's name, Member's account number

A $17.00 charge will be applied to any funds wired to another financial institution.  There is no charge on incoming wires.


Money Orders

Money Orders are available up to a maximum amount of $1,000.  If you have your checking account with us, there is no fee for this service, otherwise there is a $1.00 charge per money order.

Cashier’s Checks

Convenience. Security.The credit union will make cashier's checks available to its members. Cashier's checks are acceptable as cash and considered to be "guaranteed funds." Terms and Conditions - the credit union will issue cashier's checks on its corporate account with the Missouri Corporate Credit Union. The cashier's checks will clear through item processing with the corporate credit union. Cashier’s Checks are subject to a $5.00 fee.  This fee is waived for our checking account members.

Scholarship Program

The Credit Union started a Scholarship Program in 1999.  We want to commend those individuals who are continuing their education after high school.  The credit union realizes that college expenses are continuing to grow and hopes to help ease some of the financial stress by continuing our scholarship program.  The credit union awards scholarships of $500 to five individuals.  The winners are announced in the spring at our annual meeting.  The winners are picked based on their application, essay and teacher recommendation.

Western Union

We can send money for our members by Western Union.  The money can be received at any Western Union location.  There will be a charge of $30.00.

Electronic Statements

The credit union can now send your statements to you electronically. You can receive your statement at home or work much faster than our regular statement mailings.  Just e-mail the credit union and we can get your account set up.


Notary Services

Need a document notarized? We provide free notary services at our office location for our members.

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